| Estate Taxes Generally: Estate taxes are paid by the estate of the decedent, not by the beneficiaries or heirs of the decedent. The estate tax rate for a person with an estate of over $2,000,000.00 is 45%. Personal Estate Tax Exclusion: Presently the IRS allows a personal estate tax exclusion of $2,000,000.00. Marital Deduction: The IRS allows married couples to transfer an unlimited amount between spouses upon the death of the first spouse to die. The Marital Deduction Trust: The marital deduction trust allows a married couple to preserve the personal exclusion of both spouses upon the death of the second spouse to die. Gift Taxes Generally: Estate taxes are paid by the donor (giver), not by the donee (recipient) of a gift. The gift tax rate is 55%. Gift Tax Exclusion: The IRS allows an annual personal gift tax exclusion to the person making a gift of $12,000.00, per individual to whom such a gift is made, with a life time gift tax exclusion of $365,000.00. Basic Capital Gains Formulae: Basis = Purchase Price + Capital Improvements Capital Gain = Fair Market Value – Basis Taxable Capital Gain = Capital Gain – Personal Exclusion |
| Philip McCarthy Attorney at Law |
| BASIC TAXATION FACTS |
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